November 2020 Newsletter
Did you know that it can sometimes be beneficial to withdraw a portion of your super benefits and then re-contribute it back into super? Click on this month’s first article to learn more about this strategy.
Next, read the overview of the recently legislated changes to individual taxation and what these changes may mean for you moving forward.
Learn through animation about personal insurance pre-assessments and the potential benefits associated with completing one.
View the light-hearted skit is performed on Saturday Night Live on the topic of saving money and the use of credit for purchases.
Lastly, we discuss some of the important considerations regarding home loans – the loan that will most likely be the largest debt that you pay off in your lifetime.
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The team at
Bellwether Financial Group
Super re-contribution strategy explained
Super benefits may comprise of two components: a tax-free and taxable (taxed element) component. In this article, we discuss a re-contribution strategy, a way to increase the tax-free component.
Taxation update: Personal Income Tax Plan
In the 2020-21 Federal Budget, proposed changes to individual taxation were announced. In this article, we provide an overview of these now legislated changes and what they may mean for you.
Personal insurance pre-assessment animation
A pre-assessment is an informal way of finding out how insurers may view your formal insurance application. In this animation, we illustrate pre-assessments and their associated potential benefits.
Financial behaviours and financial wellbeing
Active saving and not borrowing for everyday expenses—these behaviours can positively impact your financial wellbeing. In this video, Saturday Night Live offers a light-hearted skit on this.
Key home loan repayment considerations
A home loan will most likely be the largest, and most time/cashflow-consuming, debt you’ll pay off in your lifetime. In this article, we provide information on home loan repayment considerations.
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