Tax time is often stressful, but with a few smart strategies, you may be able to minimise your tax burden and give yourself a nice little refund at the same time. Our top article gives ideas on how to save on tax before 30 June.
Thank you again for choosing Bellwether to look after your finances. As you know, reviews and testimonials play a big part in our positive growth. If you have enjoyed working with us, we would love you to leave us a 5-star review on Google and appreciate your time in doing so.
Kind Regards,
The team at Bellwether Financial Group
Newsletter Articles
5 ideas to save on tax before 30 June
Tax time is often stressful, but with a few smart strategies, you may be able to minimise your tax burden and give yourself a nice little refund at the same time.
Are you missing out on Age Pension payments?
We look at some of the reasons your pension payments might be falling short and what you can do about it.
How to get back on your feet after a breakup
As far as life changes go, a breakup can be among the most stressful. Here are some tips on how to make it out the other side with your finances intact.
Government incentives to help you break free from the rental crisis
If rising rental payments have fuelled your desire to break into the property market, here are a few government programs that may help.
Ways to pay off your mortgage faster
No one wants mortgage debt hanging over them for longer than necessary. Nicole Pedersen-McKinnon offers some strategies to help you become debt-free sooner.
When mortgage repayments are on the up, using your home loan features to their full advantage can be a smart strategy. Our top article helps understand the difference between Offset and Redraw.
Thank you again for choosing Bellwether to look after your finances. As you know, reviews and testimonials play a big part in our positive growth. If you have enjoyed working with us, we would love you to leave us a 5-star review on Google and appreciate your time in doing so.
Kind Regards,
The team at Bellwether Financial Group
Newsletter Articles
Offset vs Redraw: What’s the difference?
When mortgage repayments are on the up, using your home loan features to their full advantage can be a smart strategy.
Why little and often can be a smart investment strategy
You don’t need a lump sum to keep the momentum going on your investments. Smaller, regular investments can be just as powerful.
3 expert tips on coping with financial stress
Financial therapist Jane Monica-Jones shares some useful strategies to have in your toolkit if things get tough.
Why knowing your retirement number can be the best antidote to FORO
If you’re suffering from Fear of Running Out (FORO), we’ve got some ideas to get you unstuck and on track with your future.
Q&A: How can we save and start a family when money is tight?
We share some smart strategies to help keep your plans to start a family firmly intact.
Helping out loved ones is often part of the parcel of being in a family. However, are you over-extending your finances and time? Our top article gives you three tips to help balance family commitments with your own.
The Sh!tbox Rally is here! Martin and Ashleigh have taken to the road, driving the all-mighty LEGGO car to the start line in Rockhampton. Thank you to everyone who has donated to support Cancer research. To find out more and show your support click here!
Thank you again for choosing Bellwether to look after your finances. As you know, reviews and testimonials play a big part in our positive growth. If you have enjoyed working with us, we would love you to leave us a 5-star review on Google and appreciate your time in doing so.
Kind Regards,
The team at Bellwether Financial Group
Newsletter Articles
Caught in the middle: a sandwich generation that keeps on giving
Helping out loved ones is often part and parcel of being in a family. But are you overextending on your finances and time?
How to stay resilient in uncertain times
Kick fear to the curb with some useful and practical tips on staying financially and emotionally resilient when things feel unsteady.
Q&A: What is inflation risk, and what can I do about it?
Inflation; it’s one of the most talked about topics right now. But what can it mean for your longer term financial position?
8 signs your Will may need an update
When was the last time you reviewed your Will? Do you even have one? Learn the common life events that can date your current Will.
5 things to check on with insurance through super
Insurance premiums that are deducted from your super balance are easy to forget about. If you have insurance through super, read on.
There is some good news for those in their 50s. The eligibility age for down-sizer contributions has reduced, opening up another potential opportunity to help boost your super and savings for retirement. Read our top article below to find out all the details.
Thank you again for choosing Bellwether to look after your finances. As you know, reviews and testimonials play a big part in our positive growth. If you have enjoyed working with us, we would love you to leave us a 5-star review on Google and appreciate your time in doing so.
Kind Regards,
The team at Bellwether Financial Group
Newsletter Articles
The eligibility age for the downsizer contribution has changed. Do you qualify?
If you’re in your 50s and selling your home is on the radar, you may be able to use some of the proceeds to boost your super.
Facing into fear: The key to a smooth transition into aged care
Moving into aged care can be a daunting prospect. Louise Biti from Aged Care Steps shares some practical tips to help parents settle in sooner.
What to think about if you're serious about switching careers
Contemplating a career change? Read on for some practical things to consider before you take the plunge.
Q&A: How can I start a difficult conversation about money?
Conversations about money can be hard at the best of times. We share some tips on how to ease tension and get things flowing.
Why your future self could hold the key to growing your super
Simon Russell of Behavioural Finance Australia shares some insights to help get your super savings on track this year.
A very happy New Year to you. We hope you had plenty of time to unwind and relax with family and friends over the festive season.
The start of the year seems like a natural time to reset and take stock of our priorities and goals. If one of your new year's resolutions is to bolster your retirement savings, our top topic this month covers three things that might just surprise you about super.
The Sh!tbox Rally is fast approaching, taking place in March in support of the Cancer Council. Martin and Ashleigh have raised over $3,000 and are on the way toward their goal of $10k! To find out more and show your support click here!
The team at Bellwether wanted to take a moment to thank you for choosing us to look after your finances, and we look forward to continuing to provide you value throughout 2023. As you may know, reviews and testimonials play a big part in our positive growth. If you have enjoyed working with us, we would love you to leave us a review on Google and appreciate your time in doing so.
Kind Regards,
The team at Bellwether Financial Group
Newsletter Articles
3 things you may not know about super
Are you making the most of the types of super contributions on offer? We share three things that might just surprise you.
8 ways to help build your money muscles in 2023
Learn some simple ways to help set yourself up to be fighting fit for the year ahead.
Why your goals could be the key to happiness
Behavioural finance expert Simon Russell shares some insights on the kind of goals that can lead to greater happiness.
Q&A: How do education bonds work?
Investing in an education bond is one way to invest and save for a child’s education. We explain how they work.
Considering a sea or tree change? Ask these questions first
Is a move to the country or coast in your near future? Make sure the practicalities stack up for you.
Just like that, 2022 is almost done and dusted! To end, we ask you to reflect on the year gone by, taking some time out to look back on the past twelve months to set us up for success for the year ahead. We also believe the superannuation 'death tax' is an important topic, as there are significant tax implications to take note of.
In support of the Cancer Council, Martin and Ashleigh are taking part in the Sh!tbox Rally in Summer 2023. To find out more and show your support click here!
The team at Bellwether would like to wish you and your families a happy and safe festive season ahead. Please note our office will be closed from 12pm Friday 23 December and reopen Tuesday 3 January.
Merry Christmas and Happy New Year!
Kind Regards,
The team at Bellwether Financial Group
Newsletter Articles
Reflections on a year gone by
Taking some time out to reflect on the past twelve months can help set you up for a good year ahead.
The super 'death tax' you need to be aware of
If your leftover super is headed to adult children when you pass away, then be sure to take note of the significant tax implications.
Q&A: Can electric cars save you money?
With the cost of fuel eating into household budgets, is it time to assess the financial merits of going electric?
How to squeeze all the juice out of retirement
In this entertaining TED Talk, Riley Moynes offers some words of wisdom on how to make the most of your golden years.
5 ideas to get your kids into a money mindset
With the holiday season upon us, now might be a good time to make learning about money fun. We share some ideas.
With online security being a hot topic right now, we speak to a cyber security expert about some steps you can take to protect your personal information online. Also, with the festive season just around the corner, we’ve got some ideas to help keep your finances intact.
In support of the Cancer Council, Martin and Ashleigh are taking part in the Sh!tbox Rally in Summer 2023 with all teams driving their sh!tboxes from Rockhampton to Hobart. Thank you to everyone who has donated to this amazing cause already, we have raised $2,750 towards our goal of $10k! To find out more and show your support click here!
Enjoy!
Kind Regards,
The team at Bellwether Financial Group
Newsletter Articles
3 ways to protect yourself from online fraud
Fraser Jack at Cyber Collective shares some essential ingredients to a safety-first mindset online, and practical tips to help protect yourself.
5 tips to reduce your holiday season spending bill
If you have a habit of getting caught up in a last minute gift-buying frenzy, we’ve got some tips to help keep your finances under control.
Common pitfalls to avoid when passing on your wealth
Passing on your wealth to the next generation can come with complexities. Lawyer Katerina Peiros shares some common pitfalls to watch out for.
Q&A: The cost of retirement is going up, what can I do about it?
If you’re in the lead up to retirement, you may be wondering what you can do to help keep your retirement plans on track. Read on for some ideas.
Sell now or wait? Deciding when to sell a property
When is the ‘right time’ to sell a property? Read up on things to consider when weighing up your options.
It can be difficult to escape the negative headlines dominating the news at the moment. If you’re finding that financial stress is affecting your relationship, our top article this month outlines some ideas to help.
In support of the Cancer Council, we are pleased to announce that Martin and Ashleigh are taking part in the Sh!tbox Rally, driving the all-mighty LEGGO car! This year, all teams are driving their sh!tboxes from Rockhampton to Hobart. To find out more and show your support click here!
Also, please note that Bellwether has now moved into the 21st Century, and our fax number is no longer in use.
Enjoy!
Kind Regards,
The team at Bellwether Financial Group
Newsletter Articles
5 ways to help fend off financial stress in a relationship
Money worries can affect even the strongest relationships. We share some ideas on helping to keep financial harmony intact with your nearest and dearest.
3 tips on negotiating a home loan rate
Mortgage Broker Catherine Denney from Nook Money shares tips to help with getting a good outcome from a phone call to your lender.
Q&A: Should I consider investing in a term deposit? (It depends)
When interest rates change, checking in on your savings strategy can be a good idea. We share some things to consider if you are thinking about investing in a term deposit.
7 tips on dealing with fluctuating income
Being self-employed can come with its challenges. If you have ‘lumpy’ income to deal with, here are a few tips on how to manage this income in good times, and bad.
Choosing aged care for elderly parents
Deciding on the type of aged care is often one of the most difficult decisions to make. We look at the main differences between in-home care, residential care, and retirement living.