February 2022 Newsletter

In this month’s top article, we provide an exercise on future self-continuity, which may help with getting ahead financially to realising goals. 

For some of us, it can be difficult to get ahead financially and stay the course, this struggle can sometimes be due to a disconnect between our present and future self, which can arise from one or a combination of reasons.

Kind Regards,

The team at Bellwether Financial Group

Newsletter Articles

Finance exercise: A letter from your future self

“Our future self is the beneficiary or unfortunate inheritor of all our major decisions and daily choices.“ (Ganschow et al., 2021). In this article, we share a future self-continuity exercise.

Ageing in place: The liveable and adaptable home

Many older Australians desire to age in place, though housing and care needs change as people age. In this article, we cover retirees ageing in place—and the ‘liveable and adaptable home’ concept.

Personal insurance: Claims process

Making an insurance claim after an unfortunate health event can add additional stress, especially if you are unfamiliar with the claims process. In this animation, we illustrate the claims process.

Carry-forward (catch-up) concessional contributions

If you work casual or part-time, take time out of work, or have ‘lumpy’ income, it can mean periods where no super contributions are made. In this article, we discuss the carry-forward provision.

Working remotely: Productivity and wellbeing tips

The increase in remote working is likely here to stay—one way (fully remote) or another (hybrid). In this video, there are tips on working remotely without having productivity or wellbeing suffer.

Vanessa Stoykov: 3 steps to building a safety net

Vanessa Stoykov is a renowned Australian money educator. In this special financial education piece, Vanessa explains the benefits of safety nets—and 3 steps to consider when looking to build one.